When you apply for a job, there are a lot of things that employers should look to to make sure you qualify to make their company grow and prosper. Your education. Your experience. Your appearance and demeanor. Your character.
What they shouldn’t be doing is forcing you to give them your Facebook password to pilfer through your personal space. And, what they really shouldn’t be doing is demanding you allow them to run a credit check as if you were applying for a loan, not offering them your services — loaning THEM your time and experience.
You may not have even known it, but this is what they do. And, what it does is make your credit score a determining factor in your qualification to improve it. Basically depriving you of the right to life, liberty and the pursuit of happiness. It punishes people who were victimized by the predatory housing crash caused by credit lenders in the first place. It punishes people who have been unemployed because of the piss-poor economy lending institutions helped tank in the first place. It punishes the families of people who are trying to make better lives for their children.
It perpetuates the high unemployment rate and lends to extending the woes of our economy. It extends pain and suffering for MILLIONS of people.
The good news is that Elizabeth Warren (MA), Richard Blumenthal (CT), Sherrod Brown (OH), Patrick Leahy (VT), Edward J. Markey (MA), Jeanne Shaheen (NH), and Sheldon Whitehouse (RI) have introduced the “Equal Employment for All Act” (LINK) to STOP employers from discriminating based on Credit scores. It would stop corporations from demanding that applicants give them the authority to pilfer through their credit history, which often serves to LOWER the credit score just with the inquiry.
This bill should be a no-brainer, right? It should, but the banking industry and other corporate interests, as well as the echo chamber that propagandizes and shapes the mid-brained behavior of the Tea Party faction of the Republican party. If your Senator is one of the co-sponsors, CALL and send your thanks and support. If they aren’t, CALL and demand they sign on. This should have 50 co-sponsors. It is shameful that it doesn’t already.
You can help change that.
Learn more about the bill at the Daily Kos in an excellent essay:
Read the text of the bill here:
Sign on as a citizen co-sponsor on Senator Warren’s website:
Find your Senator and call their constituent service office to have their staff relay a message!
Finally, read a letter sent by FIFTY advocacy groups to each member of Senate urging them to vote this bill into law: